Terms of Service

Terms of Service

Last updated: 19th March 2023


Welcome to Pocketi (hereinafter the “Company”, “we”, “our”, “us”). These Terms of Service (“Terms”, “Terms and Conditions”) govern your use of our web pages located at http://www.integraxp.com (hereinafter the ”Website”, “Site”) and mobile application Pocketi (“App”) owned and operated by Integra Limited. 

Our Privacy Policy also governs your use of our Service and explains how we collect, safeguard and disclose information that results from your use of our web pages. Please read it here https://pocketiapp.com/privacy-policy/ and http://www.integraxp.com/privacy-policy.

The Company provides the Services through our App. By accessing the Services through the App, immediately and from your very first access to the Services, you unconditionally and irrevocably agree to be bound by these Terms and Conditions, all applicable laws and/or regulations and you agree that you are responsible for this compliance.

Your agreement with us includes these Terms and our Privacy Policy (“Agreements”). You acknowledge that you have read and understood the Agreements, and agree to be bound by them.

If you do not agree with (or cannot comply with) Agreements, then immediately stop to use the Service. These Terms apply to all visitors, customers, and others who wish to access or use the Service.

The Company reserves the right to change these Terms and Conditions. These changes are effective immediately upon posting. When changes come into effect, the revised Terms and Conditions shall supersede the previous version of the Terms and Conditions. You are responsible for regularly reviewing these Terms and Conditions.

Thank you for being responsible.

  1. About Us
    • Pocketi is owned and operated by Integra Limited, registered in Ghana, registered office Devtraco Courts, Community 25 Tema, Accra.
    • Pocketi is a mobile app payment provider allowing transferring money using mobile money.
      • The Company makes the App available (a) on the Website from which you can click on a link to download the App, or (b) for download directly from Google Play and the Apple App Store.
      • The company shall make every effort to ensure that Pocketi is continually available to you.
  2. Access and Use of the Site
    • You must only use the Site in accordance with these Terms and any applicable law.
    • You must not (or attempt to):
      • interfere with or disrupt the Site or the servers or networks that host the Site;
      • use data mining, robots, screen scraping, or similar data gathering and extraction tools on the Site; or
      •  interfere with security-related or other features of the Site.
    •  We do not warrant that the Site will be available at all times and without disruption and we provide no warranties in relation to the content of any other website linked to or from our Site.
    • You must not link to our Site or any part of our Site in a way that damages or takes advantage of our reputation, including but not limited to:
      • in a way to suggest or imply that you have any kind of association and affiliation with us, or approval and endorsement from us when there is none; or
      • in a way that is illegal or unfair.
  3. Use of App
    • You may access Pocketi and Services via our App.
    • In order to be able to use the App, you shall (i) download and install the App on a mobile device that is compatible with the App, as well as (ii) have an internet connection.
    • You agree that you are solely responsible for meeting the aforementioned requirements, which may also (i) bear additional charges and fees, and/or (ii) require you to perform software updates and/or comply with the terms and conditions of your agreement(s) with your mobile device and telecommunications provider.                                                                
  4. Information on this Site or App
    • The Site and the content on the Site are subject to copyright, trademarks, and other intellectual property rights. These rights are owned by or licensed to Pocketi.
    • You must not reproduce, transmit, communicate, adapt, distribute, sell, modify or publish or otherwise use any of the material on the Site, except as permitted by statute or with our prior written consent.        

  5. Communications

    • By using our Service, you agree to subscribe to newsletters, transactional messages, marketing or promotional materials, and other information we may send. However, you may opt out of receiving any, or all, of these communications from us by emailing at support@integraxp.com or at     support@admin
    • By using our services, you consent to receive SMS or email notifications from us regarding the status of your transactions or any other relevant information. Additionally, you confirm that you have obtained explicit consent from your customers and their customers to receive SMS or email notifications from us regarding the status of invoices or any other relevant information.
    • We improve our products and advertising by using Microsoft Clarity to see how you use our website. By using our site, you agree that we and Microsoft can collect and use this data. Our privacy statement https://pocketiapp.com/privacy-policy/ has more details.

  6. Purchases, Receiving Money and Receiving Payments
    • If you wish to purchase any product or service made available through Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your phone number, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.
    • You represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment methods in connection with any Purchase; and that (ii) the information you supply to us is true, correct, and complete.
    • You consent to Pocketi sending you and the other party to the transaction, or if applicable, the Funding Source provider: (a) emails regarding the transaction and your account; and (b) SMS messages to your phone if you have provided a mobile phone number and agreed to receive SMS messages in your account settings
    • You must obtain our prior written consent to accept payments for (a) any type of business or commercial activity that is not related to the sale of goods or services by you; and (b) any use of Pocketi Services that imply an endorsement by us or implies some other inappropriate association with Pocketi or any other Pocketi user. You must not use or encourage others to use the Pocketi Services for any illegal, fraudulent, or other prohibited activity.
    • We may employ the use of third-party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.
    • We reserve the right to refuse or cancel your order at any time for reasons including but not limited to product or service availability, errors in the description or price of the product or service, error in your order, or other reasons.

  1. Contests, Sweepstakes, and Promotions

    • Any contests, sweepstakes, or other promotions (collectively, “Promotions”) made available through Service may be governed by rules that are separate from these Terms of Service.
    •  If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy.
    •  If the rules for a Promotion conflict with these Terms of Service, Promotion rules will apply.

  1. Refunds
    • Pocketi does not offer refunds on fees and purchases, except when required by law.
    • Pocketi may offer refunds in such cases where the transfer fails to be credited to the eventual beneficiary within 2-3 business days after the failed transaction.

  1. Compliance with Applicable Laws

    • You must use the Pocketi Services in a lawful manner and in accordance with this Agreement and any other policies or agreements applicable to the specific Pocekti Services that you are using. If you are using Pocketi Services for a business purpose, you are responsible for complying with any laws or regulations applicable to your industry, your business, and/or your transactions. You must also comply with applicable laws related to anti-money laundering (AML) and counter-terrorist financing (CTF) as set out in

  1. Prohibited Uses

    1. You may use the Service only for lawful purposes and in accordance with the Terms.
    2. You agree not to use Service:
      1. In any way that violates any applicable national or international law or regulation.
      2. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content or otherwise.
      3.  To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail”, “chain letter,” “spam,” or any other similar solicitation.
      4.  To impersonate or attempt to impersonate Company, a Company employee, another user, or any other person or entity.
      5. In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.
      6.  To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of Service, or which, as determined by us, may harm or offend the Company or users of Service or expose them to liability.

  1. Additionally, you agree not to:                                                                                  
    • Use Service in any manner that could disable, overburden, damage, or impair Service or interfere with any other party’s use of Service, including their ability to engage in real-time activities through Service.
    • Use any robot, spider, or other automatic devices, process, or means to access Service for any purpose, including monitoring or copying any of the material on Service.
    •  Use any manual process to monitor or copy any of the material on Service or for any other unauthorized purpose without our prior written consent.
    •  Use any device, software, or routine that interferes with the proper working of Service.
    • Introduce any viruses, trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
    •  Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of Service, the server on which Service is stored, or any server, computer, or database connected to Service.
    • Attack Service via a denial-of-service attack or a distributed denial-of-service attack.
    • Take any action that may damage or falsify Company’s rating.
    •  Otherwise, attempt to interfere with the proper working of Service.
  1.  Use by Minors

    • Where your service provider allows an under 18 years old to create a wallet account with them, we may allow you to create a user account with your number.
  2.  Accounts

    1. When you create an account with us, you guarantee that you are above the age of 18 and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on Service.
    2. You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
    3. You may not use as a username the name of another person or entity or that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity other than you, without appropriate authorization. You may not use as a username any name that is offensive, vulgar, or obscene.
    4. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.
    5. Pocketi offers individual, business, and approved business profiles. The features are as follows:
      • Individuals – Able to send payments/receive payments, send/receive requests for payments to other users and non-users
      • Business – Self-created profiles – Able to send payments/receive payments, send invoices for payments to other users and non-users, and receive a payment request
      • Approved Business Accounts (Merchants) – Key Feature: The entity name will be featured on the app with a dedicated profile page. Ability to send payments/receive payments, send invoices for payments to other users and non-users, and receive payment requests.
  1.  Fees, Charges and Limit
    • We may, at our discretion, impose limits on the amount and/or the number of payments you can send and receive. You can view any sending limit on our website. These sending limits apply for all transactions either individually or combined in your account, including any transactions through your business profile.
    • The fees applicable to receiving, withdrawing and sending money can be found on the Fees page.
    • In order to manage risk, we may limit the payment amounts allowed when you make a payment.
    • Fees, charges and limits may change from time to time in our sole discretion.
  1. Registration, Login Credentials and Security
  • In order to be able to make use of and access the Services and App, you shall register on the App by providing Company with all required information which includes but is not limited to your full name, business name, address, and contact information.
    • You agree to (i) provide true, accurate, current, and complete information about yourself as prompted by the sign-up process; and (ii) maintain and promptly update the information provided during registration to keep it true, accurate, current, and complete.
    • Each Pocketi account can be accessed by its/his/her holder via the App (“Account”).
    • If you provide any information to Company that is untrue, inaccurate, outdated, or incomplete, or if we have reasonable grounds to suspect that such information is untrue, inaccurate, outdated, or incomplete, we may terminate your Account with us and refuse current or future use of any or all of the Services and Pocketi.
    • When registering an Account, if you are registering with Company as a customer, you may provide Company with your choice of Account password and username (“Login Credentials”).
    • If you are registering an Account with us as a merchant, Login Credentials shall be provided to you by Company.
    • You hereby:
      1. acknowledge and agree that you are solely responsible for maintaining the confidentiality of your Login Credentials and for any and all activities that occur under your account;
      2. agree to notify Company immediately of any unauthorized use of your account or of any other breach of security. The company shall not be liable for any loss that you may incur as a result of any third party using your Login Credentials or Account, either with or without your knowledge. However, you may be held liable for losses incurred by the Company as a result of a third party using your Account or Login Credentials.
      3. acknowledge and agree that you may not use anyone else’s Account at any time, without the express permission of such account holder.
  1.  Intellectual Property

    •  Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of Pocketi and its licensors.
    • Service is protected by copyright, trademark, and other laws of Ghana.
    • Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Pocketi.
    • All code, text, software, scripts, graphics, files, photos, images, logos, and materials contained on this website, our applications, or within the services, are the sole property of Pocketi .
    • Unauthorized use of any materials contained on this Website, our applications or within the Service may violate copyright laws, trademark laws, the laws of privacy and publicity, and/or other regulations and statutes. If you believe that any of the materials infringe on any third party’s rights, please contact Pocketi immediately at: support@pocketi.app.
    • All content, trademarks, data, information, or information contained in any materials, or documents used in relation to the Company and the Services, including but not limited to any and all copyrighted works, software, databases, text, graphics, icons, designs, logos, graphics, hyperlinks, domain names, information and agreements (“Content”), are the exclusive property of or are licensed to the Company. You may not reproduce, distribute or copy the Content by any means, whether electronically or not, without Company’s prior written permission.
    • Any and all intellectual property rights in the Content, Services, and the Company or otherwise developed by or on behalf of the Company, including all patents, rights in inventions, rights in designs, trademarks, trade, and business names, and all associated goodwill, rights to sue for passing off or for unlawful competition, copyright, moral rights, and related rights, rights in databases, topography rights, domain names, rights in information (including know-how and trade secrets) and all other similar or equivalent rights existing in the Content, Services and the  Company or otherwise developed by or on behalf of Company, now or in the future in any part of the world, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights for their full term (“Intellectual Property”), vests in Company, its licensors or suppliers, as the case may be, and all rights not expressly granted by Company to you are reserved by Company.
    • Save as expressly set out herein and in the Contracts, you shall not acquire any right, title or interest in Company’s Intellectual Property. You may not use the Company’s Intellectual Property in a manner which may (i) place Company’s Intellectual Property at risk of losing value, and (ii) cause reputational damage to the Company.                                                             
  2.  Licenses
  • Your Rights. Pocketi does not claim ownership of the information that you submit for your Pocketi account or through our Services. You must have the necessary rights to such information that you submit for your Pocketi account or through our Services and the right to grant the rights and licenses in our Terms.
  • Pocketi’s Rights. We own all copyrights, trademarks, domains, logos, trade dress, trade secrets, patents, and other intellectual property rights associated with our Services. You may not use our copyrights, trademarks, domains, logos, trade dress, patents, and other intellectual property rights unless you have our express permission 
  • Your License to Pocketi. In order to operate and provide our Services, you grant Pocketi a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, create derivative works of, display, and perform the information (including the content) that you upload, submit, store, send, or receive on or through our Services. The rights you grant in this license are for the limited purpose of operating and providing our Services (such as to allow us to display your profile picture and status message, transmit your messages, store your undelivered messages on our servers for up to 30 days as we try to deliver them, and otherwise as described in our Privacy Policy).
  • Pocketi’s License to You. We grant you a limited, revocable, non-exclusive, non-sublicensable, and non-transferable license to use our Services, subject to and in accordance with our Terms. This license is for the sole purpose of enabling you to use our Services, in the manner permitted by our Terms. No licenses or rights are granted to you by implication or otherwise, except for the licenses and rights expressly granted to you.
  1.  Error Reporting and Feedback

    • You may provide us directly at support@integraxp.com or at support@pocketi.app with information and feedback concerning errors, suggestions for improvements, ideas, problems, complaints, and other matters related to our Service (the “Feedback”).
    • You acknowledge and agree that: (i) you shall not retain, acquire or assert any intellectual property right or other right, title, or interest in or to the Feedback; (ii) Company may have developed ideas similar to the Feedback; (iii) Feedback does not contain confidential information or proprietary information from you or any third party; and (iv) Company is not under any obligation of confidentiality with respect to the Feedback. In the event the transfer of the ownership to the Feedback is not possible due to applicable mandatory laws, you grant Company and its affiliates an exclusive, transferable, irrevocable, free-of-charge, sub-licensable, unlimited, and perpetual right to use (including copy, modify, create derivative works, publish, distribute and commercialize) Feedback in any manner and for any purpose.
  1.  Links to Other Web Sites

    • Our Service may contain links to third-party websites or services that are not owned or controlled by Pocketi.
    • We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
    • We do not warrant the offerings of any of these entities/individuals or their websites.
    • YOU ACKNOWLEDGE AND AGREE THAT POCKETI  SHALL NOT BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH THE USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS, OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD PARTY WEB SITES OR SERVICES.
    • WE STRONGLY ADVISE YOU TO READ THE TERMS OF SERVICE AND PRIVACY POLICIES OF ANY THIRD-PARTY WEBSITES OR SERVICES THAT YOU VISIT.
  2.  Disclaimer of Warranty

    • THESE SERVICES ARE PROVIDED BY THE COMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THEIR SERVICES, OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED THEREIN. YOU EXPRESSLY AGREE THAT YOUR USE OF THESE SERVICES, THEIR CONTENT, AND ANY SERVICES OR ITEMS OBTAINED FROM US IS AT YOUR SOLE RISK.
    • NEITHER COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT THE SERVICES OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
    • COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE.
    • THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.                                                             
  3.  Limitation of Liability

    1. EXCEPT AS PROHIBITED BY LAW, YOU WILL HOLD US AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS HARMLESS FOR ANY INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGE, HOWEVER, IT ARISES (INCLUDING ATTORNEYS’ FEES AND ALL RELATED COSTS AND EXPENSES OF LITIGATION AND ARBITRATION, OR AT TRIAL OR ON APPEAL, IF ANY, WHETHER OR NOT LITIGATION OR ARBITRATION IS INSTITUTED), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THIS AGREEMENT, INCLUDING WITHOUT LIMITATION ANY CLAIM FOR PERSONAL INJURY OR PROPERTY DAMAGE, ARISING FROM THIS AGREEMENT AND ANY VIOLATION BY YOU OF ANY LOCAL LAWS, STATUTES, RULES, OR REGULATIONS, EVEN IF COMPANY HAS BEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. EXCEPT AS PROHIBITED BY LAW, IF THERE IS LIABILITY FOUND ON THE PART OF THE COMPANY, IT WILL BE LIMITED TO THE AMOUNT PAID FOR THE PRODUCTS AND/OR SERVICES, AND UNDER NO CIRCUMSTANCES WILL THERE BE CONSEQUENTIAL OR PUNITIVE DAMAGES.                                                                                                                                         
  4.  Governing Law

    • These Terms shall be governed and construed in accordance with laws of Ghana without regard to its conflict of law provisions.
    • Also subject to the Bank of Ghana Consumer Recourse Mechanism Guidelines For Financial Service Providers, February, 2017.
    • Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
    • If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
    • These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding Service.

  5.  Dispute Resolution
  • Nonetheless, Pocketi offers out Customer Service who will act immediatly to resolve any dispute may happen while the usage of the Pocketi’s Services.
    • In order to use this service, the user should contact Pocketi support, in a period of no more than 48 hours after an issue happened, at :  support@integraxp.com or support@pocketi.app, Pocketi will not acknowledge any claims made outside of this period.
    • Once the claim has been made, it will be assessed internally by Pocketi, and where applicable, Pocketi will act immediately to help solve any issue that may arise during the usage of Pocketi’s Services. 
    • User agrees for the purposes of the settlement of an issue, an e-mail correspondence, phone call or video conference with the authorized persons of the Pocketi shall be the effective and binding method of communication.
  • Changes to Service

    • We reserve the right to withdraw or amend our Service, and any service or material we provide via Service, in our sole discretion without notice.
    • We will not be liable if for any reason all or any part of Service is unavailable at any time or for any period.
    • From time to time, we may restrict access to some parts of Service, or the entire Service, to users, including registered users.                                                                                                          
  •  Amendments to Terms

    • We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service at any time by posting updates/amended terms and changes to our website.
    • It is your responsibility to review these Terms periodically.
    • Your continued use of the Platform following the posting of revised Terms means that you accept and agree to the changes.
    • You are expected to check this page frequently so you are aware of any changes, as they are binding on you.
    • By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms.
    • If you do not agree to the new terms, you are no longer authorized to use Service. 

  •  Indemnity

    •  You agree to indemnify, defend and hold harmless us and our related entities, affiliates, and our and their respective officers, agents, and employees, harmless from and against any and all claims, demands, proceedings, losses and damages (actual, special and consequential) of every kind and nature, known and unknown, including reasonable legal fees, made by any third party due to or arising out of your breach of these Terms or your breach of any law or the right of a third party.       

  •  Waiver and Severability

    •  No waiver by Company of any term or condition set forth in Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Company to assert a right or provision under Terms shall not constitute a waiver of such right or provision.
    • If any provision of Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of Terms will continue in full force and effect.     

  •  Acknowledgment

    • BY USING SERVICE OR OTHER SERVICES PROVIDED BY US, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THEM.
  • Termination

    • The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
    • These Terms of Service are effective unless and until terminated by either you or us.
    • You may terminate these Terms of Service at any time by not notifying us that you no longer wish to use our Services, or when you cease using our site.
    • If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).                                                                                        
  •  Entire Agreement

    • The failure of us exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.
    • These Terms of Service and any policies or operating rules posted by us on this site or in respect to the Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).                                                                          
  •  Contact Us

    • For more information about our Terms and Conditions, if you have questions, or if you would like to make a complaint, please contact us by email:  support@integraxp.com or support@pocketi.app